Volcano-proof travel: GasanMamo offers waiver of excess in travel policy

GasanMamo upgrades travel insurance policy with possibility of waiving of the standard policy excess, against additional premium.

If policyholders choose this option, any claims will be paid in full without the deduction of the standard policy excess.

Besides a wide range of other benefits at no extra premium, the new policy features include cover for payment for reasonable travel and accommodation expenses if the service provided by the ship or aircraft is cancelled due to inclement weather conditions, or other natural disasters. Natural disasters do not only refer to volcanic eruptions but to other phenomena such as earthquakes and tsunamis.

The policy will cover reasonable expenses incurred due to the forced extension of the journey, and refund of non-recoverable and other pre-paid travel and accommodation charges if the journey has to be cancelled. The limit is €2,000 and is available for the Standard and Executive covers.

“Following the recent havoc in the travel industry, we have decided to support our clients further by giving them added benefits that will ease some of the stress caused by uncertainties when travelling,” said director Julian Mamo. “We strive to always be in tune with our clients’ needs and concentrate our efforts on improving our products for their benefit.”

At no extra premium, GasanMamo’s Travel Policy now also includes an increase in limit for emergency purchase of essential replacement items in the event of loss of luggage in transit on the outward journey.

Similarly it now carries an increase in the limit of the various sections covering baggage and personal effects, personal accident, cancellation and curtailment charges, emergency medical expenses, hospital cash benefit, delayed departure and missed departure. The improved policy will also include an Extended Jurisdiction Clause to cover court judgments, orders or awards in a country where an incident would have occurred.